Hennepin County

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PROJECT QUESTION: Per addendum 1, the contractor shall provide an all Risk - Builders Risk policy and includes language that states - The policy shall cover ensuing loss from any design defect. A builders risk policy is not intended to cover professional liability in the case of construction defect or errors and omission claims so coverage is excluded for any loss associated with design. Based on this, the current language as presented is an uninsurable risk under a Builders Risk Policy. Please clarify if you are requesting professional insurance for any ensuing loss coverage as a result of any design performed by the contractor?

Question: Per addendum 1, the contractor shall provide an all Risk - Builders Risk policy and includes language that states - The policy shall cover ensuing loss from any design defect. A builders risk policy is not intended to cover professional liability in the case of construction defect or errors and omission claims so coverage is excluded for any loss associated with design. Based on this, the current language as presented is an uninsurable risk under a Builders Risk Policy. Please clarify if you are requesting professional insurance for any ensuing loss coverage as a result of any design performed by the contractor?

Response: This insurance requirement will be removed from the contract.